Vol. 9 Núm. 1 (2025): Convocatoria| Dossier: Direitos Humanos e Empresas: normas nacionais e regionais
Artículos regulares

ESG FINANCE, ARTIFICIAL INTELLIGENCE AND SMART CONTRACTS

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José Antonio Siqueira Pontes
Centro Universitário FACAMP

Publicado 2026-01-07

Palabras clave

  • ESG,
  • human rights,
  • Fintech,
  • financial markets,
  • smart contracts,
  • artificial intelligence
    • ...Más
    Menos

Cómo citar

Pontes, J. A. S., & Coelho Mangolin, C. (2026). ESG FINANCE, ARTIFICIAL INTELLIGENCE AND SMART CONTRACTS. Homa Publica - Revista Internacional De Derechos Humanos Y Empresas, 9(1), e–140. Recuperado a partir de https://periodicos.ufjf.br/index.php/HOMA/article/view/45988

Derechos de autor 2025 Homa Publica - Revista Internacional de Derechos Humanos y Empresas

Creative Commons License

Esta obra está bajo una licencia internacional Creative Commons Atribución 4.0.

Resumen

Resumen: El acceso a recursos financieros por parte de individuos, corporaciones y gobiernos debe pasar por evaluaciones de impacto en relación con los derechos humanos. Los organismos de gobernanza pública y privada ejercen influencia sobre el panorama financiero global, garantizando la conformidad con marcos como los ODS de la ONU para 2030 a través de los "Principios del Ecuador" y los "Principios para la Inversión Responsable". El artículo tiene como objetivo analizar los efectos de las herramientas digitales en el financiamiento responsable, como la descentralización de los sistemas financieros para el acceso al crédito. Se explora el uso de inteligencia artificial (IA) integrada en "contratos inteligentes", el mercado de crédito al consumo, especialmente en plataformas de préstamos "peer-to-peer" y otras soluciones "fintech" para la concreción de la agenda ESG, como la reducción de la pobreza. Sin embargo, el uso de IA y "contratos inteligentes" también puede traer riesgos para los derechos humanos. El enfoque principal implica la revisión de la literatura internacional para identificar riesgos emergentes. El resultado esperado es un análisis integral de las principales tendencias y desafíos recientes relacionados con la responsabilidad social corporativa en el sector financiero, especialmente en lo que respecta a los derechos humanos en la era digital.

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