v. 9 n. 1 (2025): Dossiê: Direitos Humanos e Empresas: normas nacionais e regionais
Artigos regulares

ESG FINANCE, ARTIFICIAL INTELLIGENCE AND SMART CONTRACTS

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José Antonio Siqueira Pontes
Centro Universitário FACAMP

Publicado 2026-01-07

Palavras-chave

  • ESG,
  • human rights,
  • Fintech,
  • financial markets,
  • smart contracts,
  • artificial intelligence
    • ...Mais
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Como Citar

Pontes, J. A. S., & Coelho Mangolin, C. (2026). ESG FINANCE, ARTIFICIAL INTELLIGENCE AND SMART CONTRACTS. Homa Publica - Revista Internacional De Derechos Humanos Y Empresas, 9(1), e–140. Recuperado de https://periodicos.ufjf.br/index.php/HOMA/article/view/45988

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Este trabalho está licenciado sob uma licença Creative Commons Attribution 4.0 International License.

Resumo

Resumo: O acesso a recursos financeiros por indivíduos, corporações e governos devem passar por avaliações de impacto em relação aos direitos humanos. Órgãos de governança pública e privada exercem influência sobre o cenário financeiro global, garantindo a conformidade com estruturas como os ODS da ONU para 2030 por meio dos “Princípios do Equador” e os "Princípios para o Investimento Responsável". O artigo tem como objetivo analisar os efeitos das ferramentas digitais no financiamento responsável, v.g. pela descentralização dos sistemas financeiros para acesso ao crédito. Explora-se o uso de inteligência artificial (IA) integradas em "contratos inteligentes", o mercado de crédito ao consumidor, especialmente em plataformas de empréstimos “peer-to-peer” e outras soluções "fintech" para a concretização de agenda ESG como a redução da pobreza. Porém o uso de IA e "contratos inteligentes" também pode trazer riscos aos direitos humanos. A abordagem principal envolve a revisão da literatura internacional para identificar riscos emergentes. O resultado esperado é uma análise abrangente das principais tendências e desafios recentes relacionados à responsabilidade social corporativa no setor financeiro, especialmente no que diz respeito aos direitos humanos na era digital.

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